Steps in this run
| Step |
Calls |
Tokens in |
Cache hit |
Cost |
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response generation
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1 |
2,038 |
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$0.01009 |
All 1 API call — tap to expand
$0.010089
Est. cost (USD)
Result preview
Worth asking what "cash pay" actually means for someone walking away from employer coverage, because the math gets uncomfortable fast.
The number most people anchor to is their own payroll deduction, usually a few hundred dollars a month. But employer plans typically subsidize 60-80% of total premium costs, and that subsidy disappears the moment you opt out. The cash-in-lieu payment you receive i